Are you overpaying
on your EMIs and debts?
Most people in India pay more than they owe — and don't know it. ExitDebt analyses your credit report and gives you a clear, scored picture of your debt health — what's hurting you, how serious it is, and where to focus first.
The complete picture of your debt.
Talk to our expert debt advisors for free. No credit score checks, no complicated forms — just a simple conversation about your options.
Process
How It Works
Quick and confidential — just your name, phone, and total debt amount. No credit score checks.
Book a Free Call
Choose a time that works for you. Our expert debt advisor will call to discuss your options.
Get a Plan
Receive a personalized debt reduction strategy — consolidation, negotiation, or restructuring.
Your Data is Safe
and Confidential. Always.
Everything you share with ExitDebt is protected, private, and used for one purpose only — helping you understand your debt. Nothing more. We protect your dignity as fiercely as your data.
Your Data is Locked
The same protection your bank uses. No one gets in without your permission.
Private Channel
Everything between you and ExitDebt is private. No one is listening.
Real Stories
People Who Found Their Way Out
Thousands of Indians have used ExitDebt to take back control. Here's what a few of them said.
“I was paying ₹12,000 a month just in interest and going nowhere. ExitDebt showed me exactly where I was bleeding money. Within 3 months I had a plan and actually saw my balance drop for the first time.”
Ravi Krishnamurthy
Bengaluru · ₹4.2L credit card debt
“I was scared to even open my bank app. The advisor was the first person who didn't make me feel ashamed about my situation. They negotiated my EMI down by 30% — I can breathe again.”
Priya Mehta
Mumbai · ₹8.7L personal loan
“Five different due dates and I kept missing one or the other. ExitDebt consolidated everything into one view and helped me negotiate with two lenders. No more panic at month-end.”
Anand Subramaniam
Hyderabad · 3 loans + 2 credit cards
“The recovery agent calls were unbearable. Shield stopped all of it within a week. I didn't even know I had legal rights until ExitDebt explained them to me.”
Deepa Raghavan
Chennai · ₹2.1L overdue EMIs
“I thought settlement would ruin my credit forever. ExitDebt told me the truth — a temporary dip that recovered in 8 months. Saved ₹2.3 lakhs. Best decision I made.”
Mohit Gupta
Delhi · ₹11L business + personal
“My Interest Leak Report said I was losing ₹74,000 a year in interest alone. Seeing that number made it real. I upgraded to Lite and sorted it in 4 months.”
Sneha Patil
Pune · ₹3.8L credit card rollover
“I was paying ₹12,000 a month just in interest and going nowhere. ExitDebt showed me exactly where I was bleeding money. Within 3 months I had a plan and actually saw my balance drop for the first time.”
Ravi Krishnamurthy
Bengaluru · ₹4.2L credit card debt
“I was scared to even open my bank app. The advisor was the first person who didn't make me feel ashamed about my situation. They negotiated my EMI down by 30% — I can breathe again.”
Priya Mehta
Mumbai · ₹8.7L personal loan
“Five different due dates and I kept missing one or the other. ExitDebt consolidated everything into one view and helped me negotiate with two lenders. No more panic at month-end.”
Anand Subramaniam
Hyderabad · 3 loans + 2 credit cards
“The recovery agent calls were unbearable. Shield stopped all of it within a week. I didn't even know I had legal rights until ExitDebt explained them to me.”
Deepa Raghavan
Chennai · ₹2.1L overdue EMIs
“I thought settlement would ruin my credit forever. ExitDebt told me the truth — a temporary dip that recovered in 8 months. Saved ₹2.3 lakhs. Best decision I made.”
Mohit Gupta
Delhi · ₹11L business + personal
“My Interest Leak Report said I was losing ₹74,000 a year in interest alone. Seeing that number made it real. I upgraded to Lite and sorted it in 4 months.”
Sneha Patil
Pune · ₹3.8L credit card rollover
Pricing
Simple Plans. Real Results. Pick What Fits.
Whether you need smart tools to manage it yourself or expert negotiators in your corner — we have a plan that works for your situation and budget.
₹4,999 billed annually — save ~17%
Everything you need to take charge of your debt — on your own terms.
- Debt health dashboard
- 7 intelligence tools
- Interest leak analysis
- Smart payment prioritizer
- Quarterly bureau refresh
₹14,999 billed annually — save ~37%
Tired of threatening calls? We step in, handle your creditors, and protect your peace of mind.
- Everything in Lite
- Recovery agent harassment shield
- We talk to your creditors so you don't have to
- RBI-compliant legal notices on your behalf
- Priority 24/7 support
of the amount we save you (min. debt ₹1L) — no savings, no fee
We negotiate directly with your lenders to reduce what you owe. You pay us only after we save you money.
- Full debt negotiation
- Creditor communications
- Legal notice handling
- Dedicated settlement team
- Pay only on success
Support
Frequently Asked Questions
Everything you need to know about checking your debt health and how ExitDebt protects you.
Yes, our Basic dashboard and debt health assessment are 100% free forever. It includes your Debt Health Score, Debt Summary, Interest Leak Report, and Salary Day Cash Flow analysis.
We offer premium subscription tiers (Lite and Shield) for advanced intelligence tools, continuous monitoring, and active harassment protection. For complex cases, our Shield+ service provides full debt negotiation for a performance fee.
Absolutely. We use bank-grade AES-256 encryption. We only use your PAN to fetch your credit report once you provide explicit consent, and we never share your raw PAN details.
No, we perform a "soft pull" on your credit record which does not impact your Equifax or other bureau credit scores in any way.
Still have questions?
Our team is here to help you navigate your financial journey.